ALINK Insurance Services Blog
  • Blog Home
  • Contact
  • ALINK Website

Watch out for that ICE

1/27/2016

0 Comments

 
We've all been there.

Controlling Slip and Fall Liability Risk

Here in the beautiful state of Colorado (or really anywhere that experiences the joys of winter weather and freezing temps), we are all too familiar with snow and ice covering our porches, driveways, sidewalks, roads, parking lots, you name it. And, I’m sure we can all recall a time or two where those slippery paths have landed us on the ground with a few colorful bruises to show for it.

That snow and ice, whether it be on your personal or your business property, is a LIABILITY RISK.

With thousands of people injured every year, Slip and Fall Accidents are one of the most common liability risks. That being the case, it’s important to always be on the lookout for slip and fall hazards in and around your home or business and eliminate them as soon as possible.  From a business standpoint, it’s also extremely important to train your employees on what to do if someone on your premises should suffer a fall.

The Insurance Information Institute suggests routinely checking that the following things are taken care of:

  • Lighting: All areas should be adequately lit, including hallways and stairs.
  • Stairs: Handrails, steps and landings should be in good condition, clear of snow/ice.
  • Walkways: Walkways should be kept in good condition, clear of snow/ice.
  • Doormats: Doormats should be flat, slip resistant, cleaned and checked regularly in bad weather.
  • Ice and Snow: Have an effective procedure in place to assure that snow and ice are removed.
  • Exits: Exits should be well marked, well lit and clear of obstacles.
  • Parking Lot: Potholes, cracks, or uneven areas should be repaired.
  • Floors: Any changes in floor level should be clearly marked.
  • Housekeeping: General housekeeping should be maintained and storage areas kept neat.
  • Carpeting: Carpeting should be tight and smooth.
  • Spills: Have an effective procedure in place to assure that all spills are immediately cleaned up.


If there are treacherous areas on your property, such as an icy spot that hasn’t been cleared, an uneven area of the sidewalk, a ripped carpet, etc. – they also suggest that you consider marking them by using warning signs or putting up barriers around them. If you can provide evidence that you took your responsibility seriously and made reasonable efforts to prevent harm to others, you are much less likely to be found liable.

From us at ALINK Insurance Services to you, stay safe out there this winter and watch out for all that ice! Give us a call today at any of our offices listed below to discuss any of your insurance questions or needs.

Denver Metro/Parker: 303-752-6479
Colorado Springs: 719-473-6262
Greeley: 970-475-0900
Surrounding States: 877-643-6148

We’re your link to security!
0 Comments

Your comment will be posted after it is approved.


Leave a Reply.

    Archives

    November 2019
    October 2019
    June 2019
    May 2019
    March 2019
    February 2019
    January 2019
    December 2018
    May 2016
    April 2016
    March 2016
    February 2016
    January 2016
    December 2015
    November 2015
    October 2015
    September 2015
    August 2015
    July 2015
    June 2015
    May 2015
    April 2015
    March 2015
    February 2015
    January 2015
    December 2014
    November 2014
    October 2014
    September 2014
    July 2014
    June 2014
    May 2014
    April 2014
    March 2014
    February 2014
    January 2014

    Categories

    All
    Auto Insurance
    College Student Insurance
    Cyber Insurance
    Disaster Perparedness
    Distracted Driving
    Fall Home Maintenance
    Fall Maintenance
    Fire
    Flood Insurance
    Good Student Discount
    Hail Damage
    Holidays
    Home Insurance
    Home Inventory
    Home Security
    Identity Theft
    Independent Agents
    Inland Marine
    Insurance Checkup
    Jewelry And Valuables
    Just For Fun
    Life Insurance
    Long-Term Care Insurance
    Policy Shopping
    Rental Car Insurance
    Renter's Insurance
    Roadside Assistance
    Safe Driving
    Safety
    Safety Awareness
    Save
    Severe Weather
    Spring Home Maintenance
    Storm Damage
    Summer Safety
    Teen Drivers
    Watercraft Insurance
    Wedding
    Wedding Insurance
    Wellness
    Winterizing Your Home
    Winter Travel
    Winter Weather

    RSS Feed

Proudly powered by Weebly