Category: Safe Driving

Prom and Graduation Safety

4/15/2016

Teen driving tips to keep prom and graduation safe

High school is full of defining moments for Colorado Springs teens and a couple of the highlights for most are prom and graduation. However, this time of year often sees other, more tragic defining moments - serious car accidents involving teens who are distracted or even under the influence of alcohol or drugs. At ALINK Insurance Services, we want to help make this season one to celebrate for you and your teen. So, with the help of the National Highway Traffic Safety Administration, here are some tips that can keep your teen safe. First, encourage your teen to follow these general safe-driving rules:

Absolutely no alcohol
Always use seat belts
No cell phone use (including texting) while driving

Special circumstances

Of course, special events such as prom and graduation often present special circumstances. There may be dinner with dates before the dance, and parties before or after either event. It’s a good idea to discuss your expectations well before each event, putting some guidelines into place before your teen heads out for the night. Here are some ideas:

Make sure you know the itinerary of the evening, as well as who else will be with your teen. You should have contact information for everyone.

Have a way to contact your teen at all times. You may want to require them to check in with you once or twice over the course of the evening.

Set a curfew, whether they are coming back to your home or staying with a friend. If they are staying elsewhere, make sure the curfew will be enforced by a responsible adult.

Discuss with your teen how to handle difficult situations, such as facing pressure to drink, or accepting a ride with someone who shouldn’t be driving. It’s a good idea to provide your child with money for a taxi just in case.

Offer a “no-questions-asked” ride home, should they need one during the evening.

If you’re worried about your teen driving, consider alternate transportation. A car service or limousine will provide a responsible, experienced adult driver. You also will be able to limit changes to the itinerary and contact the driver.

Prom and graduation are special times in a teen’s life; a little common sense will go a long way toward making sure your young adult is around to enjoy the other milestones that are sure to come. And fair warning...don’t blink, it goes by QUICK!

Have a teen driver? There are a variety of tools, benefits and discounts to help your teen become a safer driver — as well as manage the cost of adding them to your policy. Call ALINK Insurance Services at any of our offices for more information!

Denver Metro/Parker: 303-752-6479
Colorado Springs: 719-473-6262
Greeley: 970-475-0900
Surrounding States: 877-643-6148

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Teen Driving Safety

1/20/2016

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Talking to Your Teen About Safe Driving

January is Teen Driving Awareness Month. Having had many teen drivers myself (my last currently with a driving permit in hand), I can't stress enough the importance of consistently having these conversations.

According to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, when teens begin to drive, the sobering statistics start to pile up:

Car crashes are the leading cause of death for U.S. teens ages 14 through 18.
A teen’s crash risk is three times that of more experienced drivers.
Being in a car with three or more teen passengers quadruples a teen driver’s crash risk.
More than half of teens killed in crashes were not wearing a seat belt.

You can help your young driver make better decisions behind the wheel, however. Start by setting a good example yourself. And set time aside to have a serious discussion about the following issues, all of which have a large impact on the safety of teen drivers:

Speed: According to the Governors Highway Safety Association, speeding continues to grow as a factor in fatal crashes involving teen drivers. While a lot of emphasis is rightfully placed on the risks of driving under the influence or while distracted, the danger of speeding is just as important.
Alcohol: If drivers are under 21, driving with any amount of alcohol in their system is illegal. It’s as simple as that. And not only does the risk of a serious crash increase once alcohol is involved, jail time is a possibility as well.
Seat belts: Teens don’t use their seat belts as frequently as adults, so it’s important to set a good example and always have yours on. Seat belts are the simplest way to protect themselves in a crash, so let teens know that buckling up is mandatory.
Phones: You are 23 times more likely to crash while texting. STOP! Distracted driving is dangerous driving, especially for an inexperienced teen. That means no calls or texting when behind the wheel — no exceptions. Again, it pays to set a good example when you’re driving with your teen in the car.
Passengers: The risk of a fatal crash goes up as the number of passengers in a teen driver’s car increases, according to the NHTSA. Depending on your state’s licensing laws for young drivers, limiting your teen to one passenger is a good guideline. (And some states don’t allow teens to have any passengers for a time.)

Of course, any driver needs to have a good grasp on the laws and rules of the road, and, because teens don’t have much experience, it’s important to have regular conversations about safe driving. How teens drive doesn’t just depend on them. It depends on you, too!

ALINK Insurance Services wants you and your teen(s) to stay safe on the roads! Give us a call today to discuss the effects of having a teen on your auto insurance and to make sure you have the coverage you need. We're your link to security!

Denver Metro/Parker: 303-752-6479
Colorado Springs: 719-473-6262
Greeley: 970-475-0900
Surrounding States: 877-643-6148

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Night Driving Dangers

12/14/2015

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A little extra caution can go a long way while driving at night

Summer has long since ended, and while fall and winter have their own pleasures — including cozying up by the fireplace, drinking hot cocoa, and enjoying holidays galore — longer nights mean increased danger on the roads.

You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles traveled, more than 50% of fatalities for vehicle occupants 16 and older occur between 6 p.m. and 6 a.m., according to the National Safety Commission (NSC).

Because we’re big advocates for safety at ALINK Insurance Services, we thought it would be helpful to take a look at why night driving is more dangerous, and what you can do to decrease that danger.

What’s dangerous about night driving?

Decreased vision. We won’t go into all the biological details, but different parts of the eye (such as iris, pupil and retina) work differently at night. Your peripheral vision is actually slightly improved, but it’s more difficult to focus on objects ahead of you. And traveling between well-lit areas and darker roads creates issues as well.
Driving too fast for your headlights. Depending on vehicle speed and headlight setting, many people “over-drive” their headlights. That means, by the time they see something on the road, it’s too late to stop in time to avoid it.
Impaired judgment. Whether due to drowsiness or the use of alcohol or drugs, it appears that drivers at night often don’t use good judgment. According to the NSC, 66% of fatalities at night involve vehicle occupants who weren’t wearing seat belts.

So what do you do?

Sometimes, there’s no way around driving at night. So here are some tips to help you make a safe trip — whether you’re just running to the store, or you’re headed a few states over to visit dear Aunt Sally for the holidays.

Make sure your vehicle’s lights are in good working condition. And not just headlights, but turn signals, taillights, etc.
Avoid speeding. Leave a bigger cushion between you and other cars than you would during daylight hours. Leave yourself more time for the trip.
Be more aware of your surroundings. You shouldn’t be using your phone, messing around with the radio or trying to find something on the floor while you’re on the road anyway — and distractions are even more deadly at night. You could maybe even invest in a nice pair of these...

Anti-glare night driving glasses! I may or may not have known these existed until today. Don't knock it til you try it!

Of course, if you’re not comfortable driving at night, the best thing is to avoid it altogether if possible. There’s nothing wrong with asking for a ride from a trusted safe driver or waiting for the sun to come out!

Contact Us!

At ALINK Insurance Services we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call!

Denver Metro/Parker: 303-752-6479
Colorado Springs: 719-473-6262
Greeley: 970-475-0900
Surrounding States: 877-643-6148

We want to help you meet your goals, and make sure what's important to you is protected! We’re your link to security!

Photo by Kurayba / CC BY

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Safe Driving

8/11/2015

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At ALINK Insurance Services, our desire is your security and ongoing safety. Take 10 minutes to talk to your own or any other teen you know about the “FEAR OF MISSING OUT” (FOMO) and driving in today’s “ALWAYS ON” and “ALWAYS CONNECTED” lifestyle. Bill Syddall, President of ALINK Insurance Services, will personally discuss and review this important topic with anyone who would like to give him a call or send him an email.

Denver Metro/Parker: 303-752-6479
Colorado Springs: 719-473-6262
Surrounding States: 877-643-6148

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Prom and Graduation Safety

Teen Driving Safety

Night Driving Dangers

Safe Driving

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