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Talking Point Tuesday

11/19/2019

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Tools & Equipment Coverage

​In the contracting world, your tools and equipment are the backbone of your business. Would you be able to complete your next job without your tools or equipment? It is important to have an insurance policy in place to protect those valuable assets.
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Tools and equipment coverage, which is also known as “Inland Marine” insurance, is set up to protect mobile property, such as skid loaders, generators, welders, and compressors. An Inland Marine insurance policy can also protect high-value handheld power tools with comprehensive coverage and other small pieces of equipment used to operate your business.

For example, let us say you just won a large project that will bring in big revenue for your construction company. You gather the tools necessary to complete the job, and advise your team where and what time to meet the following day. In the morning, it is discovered that someone has smashed the lock on your truck’s tool chest, and has stolen several important pieces of tools/equipment.

Inland Marine or tools and equipment insurance, saves the day!

The Inland Marine insurance policy would cover this loss of the stolen tools/equipment. By having your insurance with ALINK Insurance Services, you can quickly call us, file the claim, and be able to quickly replace your stolen tools, so you can get back to work. Having the tools and equipment insurance is key to making sure your business can grow and thrive without interruption.
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Learn More
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Let ALINK Insurance Services be our "Your Link to Security!"®

Please call us to be connected with one of our insurance professionals.

​Denver Metro/Parker: 303-752-6479
Colorado Springs: 719-473-6262
Surrounding States: 877-643-6148

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